Happy New Year from Mint Hill!
We trust you and your families have had a wonderful holiday season and are entering the year feeling refreshed. The start of the year brings a natural sense of renewal and an opportunity to pause, reflect, and reset priorities. As we step into 2026, many of our clients are thinking about resolutions, long-term goals, and how to make meaningful progress toward financial security. January is an especially good time to ensure your plan is aligned with both your personal objectives and the opportunities available to you.
One important early-year reminder is to review the updated retirement plan contribution limits for 2026. Taking a moment now to confirm you are on track to maximize 401(k), IRA, and other retirement contributions can help you take full advantage of the tax benefits available. If you have any questions about how these limits apply to your situation, we are always happy to help.
This month’s newsletter includes a selection of articles to help set the tone for the year ahead. Included is an overview of the updated retirement plan contribution limits mentioned above, how taxes may change after retirement, why investors are entering 2026 with optimism, and lessons from Warren Buffett’s final year as CEO of Berkshire Hathaway. You’ll also find insight on building sustainable financial discipline and a recap of the most impactful market developments from 2025.
We hope these insights provide useful context and practical guidance as you begin the year. Please reach out if any of these topics spark questions or if you’d like to revisit your goals, portfolio, or tax planning strategy for 2026.
Thank you for your continued confidence in Mint Hill Wealth.
Jake Stevenson
 | How Taxes Change after Retirement: What the OBBBA Means for RetireesRetirement taxes are often more complex than expected. Learn how RMDs, Social Security taxation, and recent OBBBA changes may impact retirees.
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 | Investors head into 2026 remarkably optimisticFew expect a crash in the year to come.
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 | Warren Buffett Stayed True to His Ways in His Final Year as Berkshire CEOBuffett spent the year eschewing expensive deals, selling more stocks than he bought, and adding to the company’s cash pile.
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| Financial Discipline Is an Easy Resolution to Make, but a Hard One to KeepWe all say we want to save more and spend less. The key is to think more broadly.
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 | Here Are the New 401(k) and IRA Contribution Limits for 2026Retirement investors can sock away more next year, as the Internal Revenue Service has boosted the limits on contributions to 401(k) and individual retirement accounts to factor in inflation.
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| The five biggest market developments of 2025Looking back on a rollercoaster year for investors.
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