Hello from Mint Hill, North Carolina,
March brings the first signs of spring and a fresh start for the months ahead. Whether you’re tackling new financial goals or just looking forward to longer, sunnier days, it’s a great time to reset and refocus.
This month, we’re sharing articles on key financial topics, including strategies to avoid lifestyle inflation, understanding trust funds, and how working after age 62 affects Social Security benefits. You’ll also find insights on stagflation, navigating market downturns, and even the benefits of a digital detox for kids. We hope you find these resources both useful and thought-provoking.
We appreciate the trust you place in us and are always here to answer questions, discuss your financial goals, or simply be a resource when you need one. If anything in this month’s newsletter sparks a thought or conversation, don’t hesitate to reach out to your advisor.
Thank you,
Jake Stevenson
 | How To Avoid Lifestyle Inflation — 10 Actionable Tips And Strategies Lifestyle inflation occurs when your expenses increase as you earn more income. Learn tips to prevent it from derailing your path to financial freedom.
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 | Why our children need a digital detox – and how outdoor experiences can help Experts, parents and teachers are increasingly united on the harms of social media and screen addiction for young people. But offering children and young people a way to interact with the natural world could deliver real breakthroughs.
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 | The Two-Headed Monster Stalking the Economy Has a Name: Stagflation Tariffs have stoked fears of a dreary combination of weak growth and inflation.
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| Don’t Stress about a Downturn or Stock Market Selloff—Do This Instead Many investors are worried about an economic downturn or stock market selloff. Instead of trying to predict when it might happen, prepare for when it does.
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 | Understanding Trust Funds: How They Work and Who They Benefit A trust fund shelters assets from probate and allows people to choose how and when their assets are distributed to heirs. A trust must be set up as either revocable or irrevocable and have a grantor, at least one beneficiary, and a trustee. Depending on the type of trust fund, one or more of these parties may be responsible for paying income and estate taxes.
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| How Working After 62 Changes Social Security Benefits One of the most misunderstood Social Security issues is how working past age 62 affects retirement benefits.
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| 3 savings strategies that aren’t as restrictive as a ‘low-buy year’ but just as effective More people are doing the ‘low-buy year’ challenge, which focuses on reducing non-essential expenses. If you find a low-buy year daunting, there are alternative strategies that work just as well. You can commit to reducing expenses on a smaller scale or focus on savings goals, instead.
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